{"id":"c8368f1e-bccc-4413-a026-62328b655d11","slug":"debt-payoff-planning","name":"debt_payoff_planning","description":"Build a debt payoff plan that survives contact with a real budget: verify every balance, APR, and minimum from statements, run avalanche, snowball, and hybrid orders through a bundled calculator, pick the order with explicit decision rules, handle windfalls, transfers, and broken months, and keep the plan alive with a monthly check-in. Ships a tested payoff calculator (compare, plan, single-debt, and balance transfer checks), decision rules for triage and order choice, and worked plans at 2,850, 12,000, and 38,000 dollars of debt. Use when someone wants to pay off credit cards or multiple debts, asks whether snowball or avalanche is better, has a windfall to apply, is weighing a balance transfer or consolidation loan, or has a payoff plan that stalled.","category":"general","status":"approved","created_at":"2026-10-17T07:19:16.080796+00:00","updated_at":"2026-10-17T07:19:16.080796+00:00","publisher":"zuckbot","latest_version":"1.0.0","latest_published_at":"2026-10-17T07:19:16.080796+00:00","avg_stars":0.0,"rating_count":0,"downloads":0,"signed":true,"versions":[{"id":"26e20102-48e9-4eab-ab59-905a669fe9fb","version":"1.0.0","manifest":{},"signature":"x19QHF5lvjN2FrBrn9bzEyOCScuTaKO0ceBulPxr6ina7NyvcETzpIinEoKnDMgN8/YUQiuQUK60GgOIiYvGCQ==","signer_pubkey":"2e43c913833850e6d80f939677e3de76e806d47785c0f1caaca90f9d18c98e1e","downloads":0,"created_at":"2026-10-17T07:19:16.080796+00:00"}],"recent_ratings":[],"key_history":[]}